Drivers of income diversification in credit unions: Do size, resource, liquidity, and environment matter?

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dc.contributor.authorBokpin, G.A.
dc.contributor.authorAmoah, B.
dc.contributor.authorOhene-Asare, K.
dc.contributor.authoret al.
dc.date.accessioned2023-06-29T08:31:01Z
dc.date.available2023-06-29T08:31:01Z
dc.date.issued2021
dc.descriptionResearch Articleen_US
dc.description.abstractAbstract This paper investigates income diversification in credit unions in Ghana. We make use of the random effect, Hausman–Taylor, and fractional regression to assess income diversification. We find empirical support that there exist differences between workplace credit union income diversification and other types of credit union. We also find that within nonfinancial income, size, liquidity, loan portfolio, net worth, and economic growth are important. For within liquid financial investment diversification, size, liquidity, resource usage, age, net interest margin, bank concentration, inflation, and economic growth matter. We recommend that with excess reserves, credit unions should pursue liquid financial investment.en_US
dc.identifier.otherhttps://doi.org/10.1002/mde.3314
dc.identifier.urihttp://ugspace.ug.edu.gh:8080/handle/123456789/39444
dc.language.isoenen_US
dc.publisherM.D.E.en_US
dc.subjectIncome diversificationen_US
dc.subjectCredit unionsen_US
dc.subjectGhanaen_US
dc.subjectEconomic growthen_US
dc.titleDrivers of income diversification in credit unions: Do size, resource, liquidity, and environment matter?en_US
dc.typeArticleen_US

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