Ownership of the place of residence in Ghana: A Gender Analysis

Abstract

Using data from a survey that collected individual-level asset ownership data in 2010 logistic regressions are employed to identify the correlates of home ownership and whether these are the same for women and men. In Ghana, women who reported as owners of an asset do not always have the rights associated with being an owner, e.g. the right to sell, bequeath or use the asset as collateral. The second part of this paper investigates the correlates of the right to sell and the right to use the place of residence as collateral among owners of the place of residence. The dependent variable in most previous studies on the determinants of home ownership is the household. The novelty of this study is that the focus is on individuals and the likelihood that an individual is a homeowner.