Mobile Telephony, Financial Inclusion and Inclusive Growth
dc.contributor.author | Abor, J.Y. | |
dc.contributor.author | Amidu, M. | |
dc.contributor.author | Issahaku, H. | |
dc.date.accessioned | 2018-09-12T16:20:06Z | |
dc.date.available | 2018-09-12T16:20:06Z | |
dc.date.issued | 2018 | |
dc.description.abstract | The paper employs the multipurpose nature of mobile telephony to investigate its welfare implications using a large sample of households in Ghana. We use seemingly unrelated probit and instrumental variable procedure to test for two related issues: First, we investigate whether mobile telephony promotes pro-poor development by helping households to efficiently allocate consumption and navigate out of poverty. Second, we analyze whether access to a broad array of financial services enhances the capacity of households to live worthwhile lives. The results show that mobile penetration and financial inclusion significantly reduce the probability of a household becoming poor and increase per capita household consumption of food and non-food items. Our results show that the welfare benefits of mobile telephony and financial inclusion are not more pronounced in female-headed households. These insights serve as useful guide for government and other stakeholders who are looking for avenues to improve livelihoods. © 2017, © 2017 Informa UK Limited, trading as Taylor & Francis Group. | en_US |
dc.identifier.other | doi:10.1080/15228916.2017.1419332 | |
dc.identifier.uri | http://ugspace.ug.edu.gh/handle/123456789/24109 | |
dc.language.iso | en | en_US |
dc.publisher | Routledge | en_US |
dc.subject | financial inclusion | en_US |
dc.subject | Ghana | en_US |
dc.subject | inclusive growth | en_US |
dc.subject | Mobile telephony | en_US |
dc.subject | seemingly unrelated probit | en_US |
dc.title | Mobile Telephony, Financial Inclusion and Inclusive Growth | en_US |
dc.type | Article | en_US |
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