The Effect of Ghana’s National Health Insurance Scheme on Health Care Utilisation
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Date
2012-06
Authors
Journal Title
Journal ISSN
Volume Title
Publisher
Ghana medical journal
Abstract
Objectives: The study investigates the effect of
Ghana’s National Health Insurance Scheme (NHIS) on
health care utilisation.
Methods: We provide a short history of health
insurance in Ghana, and briefly discuss general
patterns of enrolment in Ghana as well as in Accra in a
first step. In a second step, we use data from the
Women’s Health Study of Accra wave II to evaluate
the effect of insurance on health seeking behaviour
using propensity score matching.
Results: We find that on average individuals enrolled
in the insurance scheme are significantly more likely to
obtain prescriptions, visit clinics and seek formal
health care when sick.
Conclusion: These results suggest that the
government’s objective to increase access to the formal
health care sector through health insurance has at least
partially been achieved.
Description
Journal Article
Keywords
Health insurance, health care utilisation, treatment differentials