Browsing by Author "Dzeha, G.D."

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    Financial inclusion and technical change: An empirical evidence from Ghana
    (University of Ghana, 2015-04-17) Abbey, E.N.; Dzeha, G.D.; Boateng, S.S.
    This paper investigates the linkage between technical change and financial inclusion in Ghana. This study employs logistic regression model using micro-data from the Global Findex Database to examine the extent of relation between technical change and financial inclusion in Ghana. The study finds that that technical change is not sufficient in activating financial inclusion. What is important for financial inclusion are such factors as; improving financial literacy, reducing cost or introduce costless account opening, boasting financial sector confidence and inspire financial institution to introduce banking products that meet the need(s) of those financially excluded. Hence the study concludes that a lot more needs to be done for such technical changes to trigger financial inclusion in Ghana since this has important macroeconomic implication for long term economic growth