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An Absorptive Capacity Perspective of Organizational Learning through Social Media: Evidence from the Ghanaian Fashion Industry
(University of Ghana, 2016-07) Owusu- Bempah, E.; Boateng, R.; Effah, J.; University of Ghana, College of Humanities Business School Department of Operations and Management Information Systems
Learning is key to the advancement of organizations. Organizations that learn have the tendency to adapt to change better than organizations which do not learn. Organizational learning can be facilitated by social media, which is a component of Web 2.0 technologies. Social media is composed of tools, applications and web applications, which have the potential of absorbing external knowledge. The Absorptive Capacity Theory was used as the theoretical lens for this study to help analyze how organizations absorb new knowledge using social media tools and applications; and the extent to which the usage of social media makes knowledge absorption possible in the Ghanaian fashion industry. The mixed method approach was used in this study, a survey of fashion designers and employees numbering 196 was carried out in 55 fashion firms whereas two fashion firms were used in a case study. Data analysis was performed using SPSS and Structural Equation Modeling. This study adds to the few existing studies in the field of Information Systems (IS) that have studied Organizational Learning and social media use. In terms of originality, it is the first study that has studied organizational learning through social media using the Absorptive Capacity Theory (ACT) as its theoretical lens. The findings from the study suggest that Ghanaian fashion designers do not intensively use social media to assimilate knowledge but rather to acquire, transform and exploit knowledge. The popular social media applications used by Ghanaian fashion designers include; Facebook, Twitter, Instagram, Blogger, YouTube, Printrest, Flickr, Google Plus, and Tumblr. Facebook for instance is used on a daily basis by most Ghanaian fashion designers. Fashion designers use social media to acquire, transform and exploit knowledge through research, interaction, communication, and marketing with suppliers, customers and other fashion designers. They are able to gather information on fashion trends, styles and customer preferences through these social media web applications. The study will further serve as a guide for future IS research on Organizational Learning (OL) and social media. This study discussed the use of social media for learning among organizations in the Ghanaian fashion industry. However, future research can extend this work by looking at Organizational Learning and social media use in a different industry.
Acceptance of E-Government Strategies by Local Authorities in Ghana: A Case Study of Accra Metropolitan Assembly
(University of Ghana, 2017-06) Adu, E.P.
The study adopted the case study research design and the qualitative research approach of social research in examining the acceptance of the use of point of sale devices in revenue collection and electronic registration of marriage, at Accra Metropolitan Assembly (AMA). In all, one-on-one in-depth interviews were conducted with twenty-seven (27) participants. Interpretive analyses, as well as, secondary data from the literature review, were used to analyse the results of the study. The study found that at the AMA point of sale devices was mainly adopted to collect rates, whereas the online registration of marriage was used in the registration and the verification of ordinance marriage. It was also established that apart from perceived usefulness and perceived ease of use, acceptance of these e-government strategies was influenced by social, cultural and political factors. Also, findings point to the fact that, between the two strategies, the usage of the point of sale devices is more accepted as compared to online registration of marriages. The acceptance of the usage of point of sale devices was attributed mainly to its perceived usefulness, which was also shaped by adequate training of target users. Most remarkable of factors accounting for the low acceptance of the marriage registration portal was the low level of perceived usefulness associated with it. The low level of perceived usefulness was shaped by socio-cultural issues like the norms of clients; corruption; the cost of e-government usage; and the lack of trust. The cost associated with e-government was not only identified as a challenge but also a negative factor in the acceptance of both e-government strategies. The study, therefore, recognised that to sustain e-government strategies at the AMA, there is the need for policymakers to use incentives to encourage citizens and public servants to accept e-government strategies. The study also established the necessity of training and awareness creation on egovernment strategies to boost acceptance by target users.
Access and Trends of Utilization of Maternal Healthcare Services among Rural Women in Asikuma Odoben Brakwa District in the Central Region of Ghana.
(University of Ghana, 2015-07) Ampong- Ansah, F.; Maloreh-Nyamekye, T; University of Ghana, College of Humanities, Business School, Department of Public Administration and Health Service Management
The death of a mother as a result of maternal healthcare implications is a source of worry to all and sundry. The formation of MDGs in the year 2000 was very timing. It led to the introduction of various healthcare interventions globally with the aim of improving access to maternal healthcare utilization and subsequently reduce maternal mortality. This study, therefore identified the factors that influence utilization of Maternal healthcare services among rural women in Asikuma Odoben Brakwa whiles looking at the relationship between provision of both geographic and financial accessibility and its impact on the trend of utilization of ANC and DAHP after the introduction of such policies. Using both quantitative and qualitative methods, data was collected from both primary and secondary sources and analysed using SPSS version 20. The cross sectional descriptive survey designed was used to draw inferences from responses of 267 study participants among rural women in Asikuma Odoben Brakwa. It was revealed that; the need characteristics of health seeking behaviours; evidence of sickness, perceived presence of sickness and experience of previous complications were the major factors for utilizing ANC and DAHP services by rural women in AOB. Again, age of a women, her level of education, employment or poverty level coupled with the number of previous births/children have various level of influence on her decision to utilize ANC services. Availability of Health Facility (HF) in a woman‟s‟ village, the distance covered to the nearest HF and possession of a Free Maternal Healthcare Policy (FMHCP) card had little significance on utilization but did not fully guarantee utilization. Religious and cultural dynamics and marital status on the other hand has no influence on utilization. Further efforts at expanding the healthcare coverage to all corners of the country, especially the rural areas, coupled with the proper maintenance or reconstruction of access roads and complete removal of all charges on all ANC and DAHP services and effective strategies to promote domiciliary midwifery by training more Community Health Nurses is very essential if indeed Ghana desires to reduce the operations of TBAs and subsequently meet the target of MDG 5 in 2020. Moreover extensive research work need to be conducted at various ecological levels and specific policy directions admonished to address specific contextual health needs rather than generalization which rather benefit the middle class and urban dwellers.
Access to Finance and Performance of Firms in the Construction Sector of Ghana
(University of Ghana, 2019-05) Bonful, P.E.J.
The purpose of this research study is to investigate the relationship between financial inclusion, to be specific access to finance and its impact on the performance of firms in the Construction sector of Ghana. As it is well known in the literature that financial inclusion generally has a positive influence on performance, will the results differ if the scope is narrowed down from country level to firms with similar characteristics? Firstly, the paper seeks to identify the level of financial inclusion among firms in the Construction sector of Ghana. Secondly, through the use of OLS regression methods, the relationship between financial inclusion variables and performance is analysed. Taking crosssectional data from 42 Construction firms in the Greater Accra Region registered with the Association of Builders and Contractors Ghana. The analysis showed that not all financial inclusion variables were significant to the performance of firms in the construction sector. However, agreeing with existing literature that there is a positive causality relationship between access to finance and financial performance. Heavy influences on financial performance came from long term financial services. And a discovery that regulations could greatly influence financial performance as well. These results speak loads into future policy formulation especially for a country that suffers from a great infrastructural deficit. The performance of construction firms can be greatly enhanced if these policies make firms in the sector more financially inclusive. The focus of these policies must be on long term financial service provision which will be the funds most beneficial to construction firms in Ghana.
Accountability of Public Private Partnerships (Ppps) in Ghana
(University of Ghana, 2015-07) Anokye, F.K.; Agyenim-Boateng, C.; University of Ghana, College of Humanities Business School Department of Accounting
The study draws on the Giddens’ structuration theory and the stakeholder theory to examine the accountability of Public Private Partnerships (PPPs) in Ghana. Traditionally, the public sector has been in the fore front in the delivery of public infrastructure and services. However, as part of the neo-liberal agenda, PPPs have become popular arrangements used to deliver public infrastructure and services. Ghana has also embraced the use of this concept in delivering public infrastructure and services. Notwithstanding the immense benefits of this concept, accountability is a key area that remains an issue of concern. Several studies have raised issues of a shortfall in accountability arrangements with regards to PPPs. This study attempts to provide evidence on the accountability issues in PPPs, focusing on Ghana, a lower middle income country. To achieve this objective, a qualitative research approach was employed with a case study design. Data were obtained principally through face-to-face interviews with public sector and private sector actors involved in a PPP arrangement. Also policy documents and publicly available information like PPP policy guidelines, newsletters and fact sheets were relied upon during the study. Results show that the main approaches to accountability in Ghanaian PPPs are the hierarchical and horizontal approaches. In these approaches, accountability is delivered to stakeholders through the accountability structures identified in the literature. Moreover, contractual, legal and administrative accountability structures are more pronounced in the PPP arrangements in Ghana. Also partners in the PPP arrangement use the attainment of key performance indicators and strict adherence to other contract terms as the main avenue to deliver accountability. The study further revealed that the ethics and social value perspective to accountability as well as the governance perspective to accountability are not clearly evidenced in PPPs in Ghana. The study also revealed some accountability challenges; less stakeholder consultation, inadequate disclosure and transparency of information, less transparent and competitive procurement procedures, inadequate measures to ensure value for money and inadequate measures to ensure effective contract management. This study provides an avenue for government to draw on the findings to formulate pragmatic policies regarding the proper accountability of PPP transactions in Ghana.
Accounting for Environmental Factors in Energy Efficiency Analysis
(University of Ghana, 2019-07) Baaki, I.A.
This study utilizes a nonparametric DEA approach, to assess the energy efficiency of 135 selected countries across the globe during the period of 2000 - 2014 to account for environmental factors in energy efficiency analysis and to analyze the relationship between economic factors and energy efficiency within a two - stage framework. Three kinds of variables are used: input, desirable output, and undesirable output. The inputs are labor, capital, and energy consumption. The undesirable outputs (environmental factors) are Carbon dioxide (CO2), methane (CH4) and Nitrous oxide (N2O) emissions, the desirable output variable is gross domestic product (GDP). Energy efficiency is measured within a total factor framework by way of an SBM-Undesirable model. The second stage assesses the determinants of energy efficiency in countries by way of a bootstrapped truncated regression, FE, 2SLS and Systems Generalized Methods of Moments to control for possible heteroscedasticity, autocorrelation and endogeneity. The results showed that the selected countries are on average 39% energy efficient within the study period, suggesting that increasing the levels of energy consumption in countries is not being used to produce the maximum GDP possible. The results also showed that incorporating the environmental factors improves the efficiency scores. Income per capita (GNIPC) and CAPLAB (Technological progress) are found to have significantly positive effects on energy efficiency of the countries, whilst higher debt stock and population growth leads to higher inefficiency given their negative significant relationship with energy efficiency.
Accounting for the Sustainable Development Goals by Selected Firms in Ghana
(University of Ghana, 2021-06) Ackon, D.A.
This study attempts to examine the contribution of organisations to the SDGs specifically focusing on how organisations integrate the SDGs into business strategy as well as how the specific targets are prioritised. The study adopts the qualitative research approach thus semi-structured interview is employed to collect data. The purposive sampling method is used to select companies and an employee in each company was interviewed. The result of the study shows that SDGs can influence the business strategy of organisations. As a result, organisations seek to produce products and services that enhance the achievement of the SDGs as well as manage the environmental impact of operations. They also seek to align their CSR programmes to the SDGs to focus on priority issues that contribute to sustainability. Organisations' contributions to the SDGs require partnership with other stakeholders to build competency. In addition, they are selective with partners they engage with to build a favourable brand or image. The study also finds that companies select SDG priorities considering the nature of activities and their impact socially and environmentally. Organisations report on the SDGs to obtain social recognition, competitive advantage, image, and brand enhancement, comply with regulatory requirements and attract investors. The scope of the study is limited to analyse the potential contributions of companies to the SDGs. Hence the study does not focus on the efforts of other institutions like the public sector and civil societies. The study fills existing gap in literature by providing an understanding of how organisations integrate SDGs into the business. The study further provides insights on the prioritization process as the phenomenon has received less attention in the literature.
Accounting for the Sustainable Development Goals by Selected Firms in Ghana
(University of Ghana, 2021-06) Ackon, D.A.
This study attempts to examine the contribution of organisations to the SDGs specifically focusing on how organisations integrate the SDGs into business strategy as well as how the specific targets are prioritised. The study adopts the qualitative research approach thus semi-structured interview is employed to collect data. The purposive sampling method is used to select companies and an employee in each company was interviewed. The result of the study shows that SDGs can influence the business strategy of organisations. As a result, organisations seek to produce products and services that enhance the achievement of the SDGs as well as manage the environmental impact of operations. They also seek to align their CSR programmes to the SDGs to focus on priority issues that contribute to sustainability. Organisations' contributions to the SDGs require partnership with other stakeholders to build competency. In addition, they are selective with partners they engage with to build a favourable brand or image. The study also finds that companies select SDG priorities considering the nature of activities and their impact socially and environmentally. Organisations report on the SDGs to obtain social recognition, competitive advantage, image, and brand enhancement, comply with regulatory requirements and attract investors. The scope of the study is limited to analyse the potential contributions of companies to the SDGs. Hence the study does not focus on the efforts of other institutions like the public sector and civil societies. The study fills existing gap in literature by providing an understanding of how organisations integrate SDGs into the business. The study further provides insights on the prioritization process as the phenomenon has received less attention in the literature.
Actualizing Sustainable Development Goal Four (4) In Local Government In Ghana
(University of Ghana, 2017-07) Iddrissu, M.
This study focused on actualizing Sustainable Development Goal 4 in Nanumba South District of Ghana. Ghana adopted the SDGs in 2015 and their implementation was launched in January, 2016. It is expected that both national and district level developmental plans are aligned to them. To achieve the research objectives, the study adopted the qualitative research approach and a case study research design to purposely interview officials of the Nanumba South District Directorate of Education and the Nanumba South District Assembly. The study discovered that Nanumba South District Directorate of Education and Nanumba South District Assembly have started to align their developmental and operational plans to achieve the SDGs in general and SDG4 in particular. It also found out that there exist both government and Non-Governmental Organizations (NGOs) sponsored policies, programmes and interventions such as scholarships, provision of educational materials and sensitization workshops to achieve the goal. Moreover, this study identified a number of monitoring mechanisms such as supervision, monitoring teams, review meetings and institutionalized data collection and reporting systems used to track the progress of educational programmes in the District. It also further identified a number of implementation challenges such as geographical, administrative, resources and socio-cultural factors affecting the implementation of programmes to achieve the goal. Relevant strategies to facilitate a successfully achievement of the goal are recommended.
Adherence To Covid-19 Protocols: A Comparative Study Of Public And Private Hospitals In Ghana
(University Of Ghana, 2021-12) Issah, M.A.
In hospitals around the world, the high incidence of reported infection of COVID-19 is attributed to lack of Personal Protective Equipment (PPE's), insufficient knowledge of already defined guidelines, and inability to adhere to the safety protocols at the workplace. Adherence to COVID-19 protocols is influenced by several dimensions dependent on the health facilities. As there is wide variation in factors associated with adherence to protocols, it is likely that adherence levels also vary between public and private facilities. The objective of the research was to comparatively examine how public and private hospitals adhere to COVID-19 safety protocols and factors associated with adherence in Ghana. A case study design, using the mixed-method approach was employed. Quantitatively, 283 staff of public and private hospitals were sampled whereas 5 respondents were interviewed. Data were analyzed using frequencies, independent t-test analysis to compare the level of adherence between public and private hospitals, and a logistic regression model to identify the factors associated with COVID-19 adherence to protocols. The logistic regression analysis established that the main factors that influenced adherence to COVID-19 protocols in public and private hospitals were: training of staff on adherence in public (OR=2.08; p < 0.01) and private (OR=1.44; p < 0.05) hospitals, and knowledge on adherence in public (OR=3.12; p < 0.01) and private (OR=11.45; p < 0.01) hospitals. Adherence to protocols significantly varied between public and private hospitals (0.001 > p < 0.05) with an effect size ranging from small to large. The study findings indicate that public hospitals adhered more to the COVID-19 protocols than private hospitals. The study recommends concerted efforts from government and stakeholders to assist private hospitals with health equipment and PPEs to aid them in the fight against the virus and any other infectious disease
Adherence to Professional Ethics in Nursing Practice: A Case Study of Sunyani Municipal Hospital
(University of Ghana, 2015-07) Yeboah-Asuama, S. K.; Yarney, L.; University of Ghana, College of Humanities, Business School, Department of Public Administration and Health Service Management
The study assessed nurses’ adherence to their professional codes of ethics in the course of their practice using the Sunyani Municipal Hospital (SMH) as the case for the study. As a mixed method study, seventy-nine nurses were purposively selected from various departments in the SMH. Seventy-one nurses filled questionnaires on adherence to professional ethics in nursing practice. Eight nurses took part in the in-depth interviews on adherence to nursing ethics. Descriptive statistics were used to establish the patterns of responses from the frequency distributions. The Fisher’s Exact Test (FET) of independence was performed to find out the influence of gender, religion, professional ranks and monitoring and sanctions on adherence to professional codes of ethics. Interviews were recorded and grouped into themes for the narrative. The study results showed that nurses have knowledge on their professional codes of ethics. The main source of knowledge is school (84.5%, n=60) followed by in-service training and workshop attendance. Findings of the study also indicated that nurses have a positive outlook on their professional codes of ethics. Again, from the FET, it was found that nurses’ gender and religion have no influence on adherence to nurses’ professional codes (P-value=0.300; P-value=0.300 respectively). However, monitoring and sanctions and professional ranks have influence on adherence (P-value=0.047; P-value=0.040 respectively). It was found that nurses at the SMH are monitored to ensure adherence to their professional ethics. Based on the findings, it is recommended that name tags should be made for nurses for easy identification by patients. This will enable clients to identify a nurse and report to authorities for appropriate measures to be taken if the nurse is found not to adhere to the prescribed ethical standards. Nurses across the ranks should be given the chance to attend workshops to increase their knowledge on ethics
Adoption and Diffusion of Electronic Banking Products in Ghana-A Case of E-Zwich Card
(University of Ghana, 2014-11) Quao, K.A.; Narteh, B.; Akwensivie, D.; University of Ghana, College of Humanities, Business School, Department of Marketing and Consumer Management
The use of electronic banking products as been noted to be successfully implemented in most developed countries around the world, paving the way for the appreciation of a cashless society. Most Western economies emphasise the use of electronic transactions mediums for the purchase and delivery of products between sellers to consumers. In as much as these electronic transaction mediums are used for fast moving consumer goods in the developed countries; it is also practiced in the banking sector of these economies. Banking products has evolved through the adoption of electronic mediums or means of transactions, with its attendants risk, security and privacy issues. The study aims at examining factors that lead to the adoption of electronic banking products in the Ghanaian banking industry, using the E-zwich product as a case study. Literature on the study discussed thematic areas such as: the global understanding of electronic banking, the pros and cons/risk associated with the adoption and use of electronic banking. In addition, deliberations were made on electronic banking (e-payment) initiatives in Africa, with an examination on two models or frameworks regarding e-banking, i.e.: the technology acceptance model and the adoption diffusion model, as well as the development of a conceptual framework for the study, under the basis of literature discussions from other studies (accessibility/availability, socio-cultural factors, perceived usefulness, ease of use and security and privacy). The study adopted an exploratory research approach under a random sampling method of gathering primary data from two hundred (200) respondents. Data gathered were analysed using descriptive analysis, exploratory factor analysis and multiple regressions to produce findings for the study. The findings of the study showed that, accessibility/availability significantly impacts consumers‘ willingness to patronise electronic banking products, particularly the E-zwich product. Additionally, the study found that, both socio-cultural factor and perceived usefulness of electronic banking products significantly influences its mass adoption and use by consumers in Ghana, followed by ease of use and security and privacy as other factors contributing to the adoption of electronic banking products in Ghana. The study also provided some managerial implications and recommendations for future studies
Adoption And Implementation Of Balanced Scorecard In Ghana: The Case Of Selected Banks In Ghana
(University of Ghana, 2016-06) Amoako, L.
This study sought to examine adoption and implementation of balanced (BSC) scorecard at corporate level within Ghana‘s banking sector. The study specifically examined the motivations for implementing BSC, the extent to which the BSC are balanced in the selected entities in terms of the four perspectives and the dimensions of the BSC usage to selected entities. The study employed the constructivism philosophical framework to knowledge creation. Following from above, the study employed a multiple case study (with data drawn from two different kinds of documentary evidence that is survey data and interview data) with a case each from the four quartile divisions among the twenty seven banks within the Ghanaian banking sector. The study revealed five basic motivations for the adoption of balanced scorecard namely: competition, prestigious national awards, and external directive from parent company, special improvement initiatives and benchmarking. The implementation motivations are underpinned by the tenets of diffusion and institutional theory, mainly competitive/efficient choice, fashion and fad/ mimetic isomorphism and forced selection/ coercive isomorphism theories. The study also discovered that all the cases do satisfy the requirements of Type III typology. The study also revealed that, the cases mainly use the BSC for decision support, work integration and customer service. The study is bias towards the banking industry. This limits the generalizability of the results. The findings of the study provide an insight into how new PMS can be institutionalised within an industry. It also contribute to literature by offering a unique insight of BSC adoption and implementation in a small developing country.
Adoption and Use of Social Media in Manufacturing Firms – Some Evidence from Kasapreko Company Limited and Guinness Ghana Breweries Limited
(University Of Ghana, 2016-06) Amponsah-Twumasi, Y.
Social media provides a virtual network place where individual and organisations are able to enjoy and express their opinions, exchange opinions, distribute and control messages anywhere anytime. The use of SM has aided an exceptional growth in the way people interact with each other and do business. Unlike the traditional advertising tools of marketing communications, SM platforms, allow consumers to make inputs into the brand messages displayed by various companies, making SM a more reliable source of information. The main aim of this study was to assess the promotional strategies that Kasapreko Company Limited and Guinness Ghana Breweries Limited adopt for harnessing user-generated content on their digital platforms. Data was collected using an interview guide, two representatives from Kasapreko Company Limited and Guinness Ghana Breweries Limited were interviewed face-to-face, and their responses audio recorded. The responses were manually transcribe, coded and put into themes. Facebook pages of the two industries were visited and specific promotional messages extracted. The study revealed that, organisations use promotions and sponsorships as a way of attracting both individual and other organisations to their SM platforms. Although the organisations sees SM as a means of reaching their customers in the shortest possible time and helping customers to become aware of existing and new products, yet both organisation were not able to specifically quantify the revenue generated so far as the use of SM is concern. The study concluded that, although the real benefits derived from social media could not be quantified by the organisations, it is still worth staying on the digital platforms. The study recommended that, management of the study organisations find ways to strategically quantify the real benefits derive from social media to justify their continual presence.
Adoption Of Computer-Assisted Audit Tools And Techniques Among Internal Audit Units Of Ghanaian Firms
(University of Ghana., 2019-06) Awuah, B.
ABSTRACT The study examines the extent of CAATT adoption and utilization among internal audit units of organisations and the factors that influence the adoption decision. Since the advent of automation and rise of “Big Data” in the corporate world, there have been calls for the auditing profession to automate the audit process in an attempt to conduct effective and reliable audits in big data environments. Despite these calls, extant literature indicate that the adoption and usage of technology-based audit tools has been low, particularly within internal audit units. Using the TOE framework as a theoretical lens, quantitative data was sought from a survey of internal audit units of 75 private firms and SOEs through self-administered questionnaires while PLS-SEM and descriptive analyses were employed for the purpose of data analyses. The findings of the study revealed that CAATT adoption rates among organisations in Ghana is fairly high however, the extent of usage low. Risk assessment and fraud detection are areas where CAATT are mostly used within the work of internal audit units. The findings also revealed that CAATT actual adoption and usage in internal audit units are significantly influenced by CAATT behavioural intentions. Moreover, adoption intentions are significantly affected positively by technological readiness (compatibility), organisational readiness (technological competence and management support) and environmental readiness (external pressure and audit standards). The findings offer valuable insights to management, policy makers and regulators on ways to improve the adoption and use of CAATT particularly within internal audit units. Attention should be given to the training of internal auditors as well as resourcing the unit and revising the standards. CAATT developers and vendors should collaborate with internal audit units to enhance the compatibility of CAATT applications to the work on internal audit
Adoption of Computer-Assisted Audit Tools and Techniques among Internal Audit Units of Ghanaian Firms
(University of Ghana, 2019-06) Awuah, B.
The study examines the extent of CAATT adoption and utilization among internal audit units of organisations and the factors that influence the adoption decision. Since the advent of automation and rise of “Big Data” in the corporate world, there have been calls for the auditing profession to automate the audit process in an attempt to conduct effective and reliable audits in big data environments. Despite these calls, extant literature indicate that the adoption and usage of technology-based audit tools has been low, particularly within internal audit units. Using the TOE framework as a theoretical lens, quantitative data was sought from a survey of internal audit units of 75 private firms and SOEs through self-administered questionnaires while PLS-SEM and descriptive analyses were employed for the purpose of data analyses. The findings of the study revealed that CAATT adoption rates among organisations in Ghana is fairly high however, the extent of usage low. Risk assessment and fraud detection are areas where CAATT are mostly used within the work of internal audit units. The findings also revealed that CAATT actual adoption and usage in internal audit units are significantly influenced by CAATT behavioural intentions. Moreover, adoption intentions are significantly affected positively by technological readiness (compatibility), organisational readiness (technological competence and management support) and environmental readiness (external pressure and audit standards). The findings offer valuable insights to management, policy makers and regulators on ways to improve the adoption and use of CAATT particularly within internal audit units. Attention should be given to the training of internal auditors as well as resourcing the unit and revising the standards. CAATT developers and vendors should collaborate with internal audit units to enhance the compatibility of CAATT applications to the work on internal audit.
The Adoption of Mobile Money Services in Ghana: The Case of University of Ghana Community
(University of Ghana, 2019-05) Agyei-Mensah, L.A.
Mobile money is an important phenomenon for the cause of financial inclusion in developing countries. The value and volume of both mobile money transactions and payment systems transactions have tredemously increased in Ghana. This study sought to investigate the adoption of mobile money by Ghanaians, using members of the University of Ghana Legon campus as case study. The study adopted questionnaires as the sole instrument for data collection. The findings reveal that dominant use of mobile money by the average mobile money user is to send or receive money. Also, most mobile money users do not use the service to access and deposit money to their formal financial accounts. This study recommends that stakeholders intensify the education on the use and benefits of mobile money to increase interest in the service and reduce mobile money fraud.
Advancing Towards Green Economy: An Assessment Of Private Sector Led Initiatives In Climate Change Adaptation In Ghana
(University of Ghana, 2017-07) Osei, J.
The study examined the private sector led initiatives on climate change adaptation in Ghana. A paramount message of the study is that, community and social risks of climate change challenges are also business risks. The fact that government cannot fight climate change all by itself requires the involvement of other relevant stakeholders of which the private sector is a part. Many studies have focused their attention on private sector mitigation initiatives and opportunities in climate change hence it was imperative to focus the attention of the study on private sector participation in climate change adaptation. The objective of the study was to assess the various private sector initiatives on climate change adaptation and green economy and also to examine the various incentives and challenges faced by the private sector. An exploratory study design of qualitative research method was adopted for the study. Due to the objectivity of information required for the study, a purposive sampling technique was employed. Data for the study was collected through in-depth interviews with an unstructured interview guide. A total of twenty-four respondents were engaged in the study. The study found out that climate change adaptation initiatives are not well mainstreamed in the private sector. Findings indicated that most companies’ involvement in climate change activities was predominantly carried out through corporate social responsibility (CSR). The study further revealed that government incentives for private sector investment in climate change adaptation are not attractive. The study identified the challenges of private sector investment in climate change adaptation to include; financial challenges, poor knowledge base, weak collaborative effort, inadequate incentive, absence of clear-cut government policy and unsatisfactory recognition. Findings from this study advocates for a collaborative effort among stakeholders to address the immediate to long-term consequences of climate change through partnerships. The study further recommends enhancement of climate change education across all sectors
The Advent of Mobile Money and Its Effect on Branch-Based Banking in Ghana: A Case of the National Investment Bank (NIB)
(University of Ghana, 2019-05) Kodjoe, D.S.
Mobile money services have come to stay. In developing countries like Ghana, where the service has been extensively embraced and acknowledged as a tool to addressing financial inclusion, there is the need to find out how the banking sector, the main financial driver of the economy, is reacting to this development. This study seeks to find out how the advent of mobile money is affecting branch-based banking in Ghana using the National Investment Bank as a case. The study utilised a qualitative approach and gathered data through interviews with selected personnel at the National Investment Bank’s Head Office in the Greater Accra Region. The study found that Mobile Money services are not a threat to the banking sector and hence have positive effects on branch-based banking in Ghana. The study also recommended that given the widespread use of Mobile money services, it is imperative that the Bank of Ghana and other regulatory bodies regulate the operations of the service by the “Telcos” in order to mitigate against the imminent risks as a result of the extensive use of the service.
Africa’s External Debt, Its Debt Sustainability and Effect on Growth of African Countries (1960 To 2014)
(University of Ghana, 2017-06) Kumi, K.N
This research is to investigate if external debt and debt sustainability have any impact on the economic growth and the level of investment in African countries. The study considered 54 African countries over the period 1960 to 2014, and employed a quantitative approach due to the nature of the data that was used in the study. Two regression models were estimated which included a growth model and an investment model. The estimation technique used was the fixed and random effect model estimation technique. The data was then averaged over a five year period to cater for long term business cycles. Thus the Generalised Method of Moments (GMM) was employed to do the analysis. The debt variable was analysed to see possible endogeneity problem as it proved to be endogenous in studies where the debt variable was used. This variable came out to be endogenous and in order to cater for this, the system GMM was used. The growth model results indicate that external indebtedness, population growth and exchange rate volatility have a negative effect on the economic growth of African economies. On the other hand, the increase in public investment, trade openness and debt sustainability have a positive effect on the economic growth of African economies. The investment model result shows that the increase in external debt and exchange rate volatility have a negative impact on public investment in most African economies. On the other hand, as African countries become more open, it results in a positive impact on public capital investment. The debt service ratio indicates that the liquidity or the capacity to service external debt in the long term does not pose a threat to the economic growth of most African economies. However, the debt overhang effect is present in most African countries.

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