Determinants of Bank Lending Behaviour in Ghana

Show simple item record Ladime, J., Sarpong-Kumankoma, E., Osei, K. A. 2015-07-24T16:53:07Z 2017-10-16T11:07:09Z 2015-07-24T16:53:07Z 2017-10-16T11:07:09Z 2013
dc.description.abstract This paper investigates the determinants of bank lending behaviour in Ghana. Using the GMM-System estimator developed by Arellano and Bover (1995) and Blundell and Bond (1998), we find that bank size and capital structure have a statistically significant and positive relationship with bank lending behaviour. We also find evidence of negative and significant impact of some macroeconomic indicators (central bank lending rate and exchange rate) on bank lending behavior. Again, competition in the industry was found to have a positive and significant impact on bank lending behaviour. Finally, relationship banking was found to have a positive correlation with bank lending behaviour in Ghana. Thus, policies aimed at maintaining stable macroeconomic fundamentals would greatly accelerate bank lending decision. en_US
dc.language.iso en en_US
dc.subject Banks en_US
dc.subject lending behaviour en_US
dc.subject Ghana en_US
dc.title Determinants of Bank Lending Behaviour in Ghana en_US
dc.type Article en_US

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